Unisuper Defined Benefit Division Members
Advice for Academics
EKB Financial Advisers work with UniSuper Defined Benefit Division Members. The UniSuper Defined Benefit Division is a more complex superannuation structure that most financial advisers do not have experience with. We however do, with experience in helping lots of academics make the most of their UniSuper benefits. Our financial adviser Dale has worked for UniSuper as an Inhouse Senior Financial Planner for almost 7 years and has 10 years of experience in dealing with fund members. Dale therefore has a deep understanding of this specific fund and the intricacies of its calculations and operations it has.
Typical UniSuper Defined Benefit Division Member questions include:
- How are my contributions calculated?
- How do the inbuilt insurance benefits work?
- Can I get additional cover?
- How is my retirement benefit calculated?
- How can I maximise my benefit before I retire from academic life?
- Can I afford to retire yet?
- Should I take my benefit as a lump sum, pension, or a bit of both?
- How do I turn my super into a retirement income stream?
- How do I manage tax in risk in retirement?
How can we help?
EKB Financial Advisers can help you answer all these questions and more. We can help you understand how the scheme and calculations work. We can look at your whole financial life and make some recommendations. A personal financial plan considers all your goals and financial resources. We work to create strategies and approaches that help you achieve your goals.
- We provide personalised advice tailored to your unique financial situation, helping you choose the right retirement strategies to help your investments and retirement savings pay for your lifestyle in retirement.
- Our financial adviser holds certifications from recognised institutions such as the Financial Advisers Association of Australia and the SMSF Association, which ensures you seek expert guidance.
- We also offer regular reviews of your investment portfolio to adapt to any changes in your financial goals, market conditions, new investment opportunities or new legislative requirements which often arise.
At EKB Financial Advisers, we pride ourselves on helping UniSuper Defined Benefit Division Members with Care, Knowledge and Trust.
Let’s make a time to meet
EKB Financial Advisers provide financial planning meetings by appointment. We can meet with you on weekdays between 9am and 5pm. We have a limited number of after-hours appointments too. To make an appointment, please call us on (03) 9969 2230.
We look forward to seeing how we can work with you.
