Retirees
Advice for Singles and Couples
EKB Financial Advisers work with singles and couples who are in the stage of retirement planning. If you are ready to retire, there’s a lot of important decisions that need to be made before you hand in your retirement notice to your employer. Retirement planning is about turning your investments and super into an income stream so you can fund life after work. Typically, our clients have raised families, have worked solidly throughout their working lives. They are looking forward to leaving the hustle of work life to spend more time focused on what makes them happy. This often includes spending time with family friends, travelling or spending more time on a hobby or interest.
Typical retirement planning questions include:
- Is my superannuation enough?
- Can I access Centrelink? What are the assets and income tests?
- How do the Centrelink gifting rules work and why do they matter to retirees?
- How do I turn my super into a retirement income stream?
- Can I still hold investments outside of super in retirement?
- How do I manage tax and risk in retirement?
- Are there estate planning issues I need to be aware of in retirement?
- Should I start planning for aged care or increased health costs?
How can we help?
EKB Financial Advisers can help you answer all these questions and more. A personal financial plan considers all your goals and financial resources. We work to create strategies and approaches that help you achieve your goals.
- We provide personalised advice tailored to your unique financial situation, helping you choose the right retirement strategies to help your investments and retirement savings pay for your lifestyle in retirement.
- Our financial adviser holds certifications from recognised institutions such as the Financial Advisers Association of Australia and the SMSF Association, which ensures you seek expert guidance.
- We also offer regular reviews of your retirement portfolio to adapt to any changes in your financial goals, market conditions, new investment opportunities or new legislative requirements which often arise.
At EKB Financial Advisers, we pride ourselves on helping retirees with Care, Knowledge and Trust.
Let’s make a time to meet
EKB Financial Advisers provide financial planning meetings by appointment. We can meet with you on weekdays between 9am and 5pm. To make an appointment, please call us on (03) 9969 2230.
We look forward to seeing how we can work with you.
