Pre-retirees
Advice for Singles and Couples
EKB Financial Advisers work with singles and couples who are at the stage of pre-retirement planning. If you are fifty years of age or over, you should start thinking about what your retirement looks like. Pre-retirement planning is important, and some Australians leave it too late to build their super or still carry lots of mortgage debt as they approach retirement. Typically, our clients are looking to maintain their health and keep their financial security. They often look forward to spending time travelling, doing some volunteer work or spending time with the grandkids. Overall, they are looking to secure a comfortable retirement and what to plan before they decide to give up their ongoing work income.
Typical pre-retirement planning questions include:
- Can I afford to retire?
- Should I pay off my home before I retire?
- How much money will I need to live a comfortable retirement?
- Can I access Centrelink? What are the assets and income tests?
- How do I turn my super into a retirement income stream?
- How do I manage tax and risk in retirement?
How can we help?
EKB Financial Advisers can help you answer all these questions and more. A personal financial plan considers all your goals and financial resources. We work to create strategies and approaches that help you achieve your goals.
- We provide personalised advice tailored to your unique financial situation, helping you choose the right retirement strategies to help your investments and retirement savings pay for your lifestyle in retirement.
- Our financial adviser holds certifications from recognised institutions such as the Financial Advisers Association of Australia and the SMSF Association, which ensures you seek expert guidance.
- We also offer regular reviews of your investment portfolio to adapt to any changes in your financial goals, market conditions, new investment opportunities or new legislative requirements which often arise.
At EKB Financial Advisers, we pride ourselves on helping pre-retirees with Care, Knowledge and Trust.
Let’s make a time to meet
EKB Financial Advisers provide financial planning meetings by appointment. We can meet with you on weekdays between 9am and 5pm. We have a limited number of after-hours appointments too. To make an appointment, please call us on (03) 9969 2230.
We look forward to seeing how we can work with you.
